White Paper: AI in Retail Banking

3 October 2024

AI will be THE transformative technology for the financial sector over the next decade. Its use cases will affect every link in the banking value chain, profoundly reforming the banking industry’s distribution, production and risk management models. This revolution will generate a competitive war. How can we meet this technical, human and organizational challenge?

European banks, and French banks in particular, are already lagging behind. How can they structure and pilot an AI program at the heart of their strategic plan?

The advent of conversational banking as a 3.0 distribution model will force us to rethink our businesses and customer paths. Knowledge management and change management will be priorities, while an analysis of AI risks will need to be carried out at regulatory, customer, technological and human levels.

26 December 2024

Opinion : Network banking versus zero banking, who will make history?

BoursoBank, Revolut and Nickel open more accounts than any other network bank in France. But the latter still capture the vast majority of the sector's revenues. Circle Strategy's Christophe Baniol analyzes the situation.In France, 2024 was the year of the online...

24 October 2024

Interview : Will AI (really) revolutionize the banking sector ?

Artificial intelligence promises to reshape the banking landscape, but to what extent? In a compelling interview with Boursorama, Christophe Baniol, Partner at Circle Strategy, analyzes this revolution alongside Laurent Grassin.Artificial intelligence is on...

20 October 2024

Study : AI in Marketing

A little over a year after the launch of GPT-4, Circle Strategy and Square Management, in partnership with OpinionWay, unveil the real impact of AI in this strategic field. This unprecedented study is based on the testimonies of 300 marketing leaders and provides...

19 October 2024

Keynote: Sustainable Consumption for Mumbai in 2047

Discover below the speech delivered by Jean-Marc Liduena, CEO of Circle Strategy, during the Entretiens de Royaumont in Mumbai. This prestigious event brings together leaders, entrepreneurs, and decision-makers to address the major strategic and societal questions...

7 October 2024

Opinion: Monetizing Sustainability

Sustainable” products are in short supply, despite consumer expectations. “Too expensive for customers and not profitable enough for companies”. All it takes, however, is the right monetization strategy, writes Florin Istrate, Partner at Circle Strategy.Sales of...

5 July 2024

P-Val Conseil joins Circle Strategy

Circle Strategy, continues its growth with the acquisition of P-Val Conseil. P-Val Conseil is a consulting firm specializing in transformation strategy, helping customers to align their strategy with their culture and history. P-Val Conseil's Monde© approach...

20 March 2024

Circle continues its reorganization with the arrival of a DGA

Circle Strategy continues its reorganization journey with the appointment of Bertrand Grau as Deputy Managing Director.Bertrand Grau was part of the partner team who launched KPMG's Global Strategy Group (GSG) in Paris back in 2019, where he led the Digital...

7 March 2024

Study: Impact of Kylian Mbappé’s departure from PSG

Since his arrival at Paris Saint-Germain in September 2017, at just 18 years old, Kilian Mbappé has not only made history for the club but has also left an indelible mark on the landscape of European football. His announced departure from PSG understandably arouses...

29 August 2023

Event : Circle Insight 27/09/2023 – AI for Gender Diversity

Events, communities, targeted communication... strategy consulting firms are multiplying initiatives to increase the presence of women. However, these levers only have a limited impact. Today, women represent just 17% of the partnership in French strategy...